HUMS 202 – Choices in a Consumer Society
|What is HUMS 202?|
What is HUMS 202?
HUMS 202 is a "consumer literacy" or "financial literacy" course for young adults that satisfies the SCHEV recommendation that all undergraduate students in the Commonwealth participate in such a course. Regardless of age, experience, etc., ALL students with majors in the College of Humanities and Sciences are REQUIRED to successfully complete HUMS 202 in order to earn their degrees. While some of the information in the course materials will likely be review or seem like common sense, even the instructor and those who have worked in the financial industry have learned something from taking this course. Typically, students learn skills and techniques that will enable them to be fiscally responsible in such areas as budgeting, savings, credit cards, and loans (student loans, car loans, home mortgages, etc.).
While the course begins during the first week of classes and ends at 5:00 PM on the Thursday immediately preceding the last day of classes, there are no intermediate deadlines for completing the course materials. HUMS 202 is a self-paced course, which enables the students to complete the materials as they have time during the semester. Because the course typically requires 10-15 hours to complete, students tend to complete as much of the course as they can during the first week of classes (and quite often students complete the course during this first week). As the semester progresses and time for the assignments/studying of other classes increases, in becomes more difficult to find the time to finish the work for HUMS 202. In fact, students who wait until the last week of the course to complete the work typically FAIL the course. Students should take advantage of the self-paced nature of the course and get it out of the way early in the semester so that they can spend more time on their other classes during the rest of the semester.
Material for HUMS 202 is located online in Blackboard (http://blackboard.vcu.edu/), and all graded work is completed and scored within Blackboard. The "lectures" for the course are video lesson modules produced and provided by the FDIC (Federal Deposit Insurance Corporation), and each of the eleven video lesson modules must be completed in order for the student to pass the course (100% completion and Quiz Score of 80% or higher for each of the eleven video lesson modules). After successfully completing a video lesson module, there is a corresponding ten-question multiple-choice test in Blackboard that the student must take. A minimum grade of 60 (out of 100) is also required on each test in order for the student to pass the course. If a student doesn't score sufficiently on the first attempt at a test, he/she may retake the test (after some studying/review). Each test may be taken a maximum of two times. In addition to completing the video lesson modules and scoring at least 60 on each test, the student must earn at least 70% of the possible test points by the end of the course in order to pass the course.
More information on HUMS 202 and how it works may be found by following the links in the menu above.
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Directions to Harris Hall (1015 Floyd Ave.)
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