A broken screen or a liquid spill shouldn't put your career on hold. With accidental damage insurance, such things are at the most a minor inconvenience. For best results, purchase an Apple or Dell computer through the RamTech Computer Store. Otherwise, use RamSupport (especially if you have a Mac since Apple does not provide accidental damage insurance), which is available at the RamTech store, or obtain accidental damage insurance directly from the manufacturer of your laptop. With one of these methods, repairs can be done as fast as possible on campus in the RamTech fixIT repair shop.
Please note, buying support plans at a retail establishment as a sale add-on is of little value in a Higher-Ed environment as they often restrict repair options.